Best Places for Veterans to Live on Disability or Retirement

Finding the right place to live on a fixed income from disability compensation or retirement benefits can make a significant difference in quality of life for veterans. Factors such as cost of living, access to healthcare, community support, and tax benefits can heavily influence the choice. Below is an expanded list of top places for veterans, along with additional considerations for making the most of your benefits.

1. Tampa, Florida

• Why It’s Great: Tampa is a vibrant city with warm weather, a low cost of living, and no state income tax, making it appealing to retirees and veterans.

• Veteran Benefits:

• Home to the James A. Haley Veterans’ Hospital, one of the nation’s most comprehensive VA medical facilities.

• Active veteran organizations such as Veterans of Foreign Wars (VFW) and American Legion posts.

• Lifestyle Perks: Tampa offers excellent recreational opportunities, from beaches to golf courses, and a strong sense of community among veterans.

2. San Antonio, Texas

• Why It’s Great: Known as “Military City, USA,” San Antonio has a deep military heritage and a welcoming atmosphere for veterans.

• Veteran Benefits:

• Access to the South Texas Veterans Health Care System and a dedicated military spouse support network.

• Texas exempts military retirement pay from state income tax.

• Lifestyle Perks: Affordable housing, excellent public transportation, and a family-friendly environment.

3. Fayetteville, North Carolina

• Why It’s Great: This city offers a tight-knit community and a low cost of living, making it ideal for those on fixed incomes.

• Veteran Benefits:

• Fort Liberty (formerly Fort Bragg) ensures a steady stream of military-focused resources and amenities.

• Specialized veteran employment and transition programs.

• Lifestyle Perks: Outdoor activities abound, from hiking trails to fishing spots, providing an active and affordable lifestyle.

4. Phoenix, Arizona

• Why It’s Great: Veterans in Phoenix enjoy no state tax on military pensions and a thriving community of former service members.

• Veteran Benefits:

• The Carl T. Hayden VA Medical Center offers comprehensive services.

• Numerous veteran housing programs and affordable living options.

• Lifestyle Perks: A warm climate, plenty of recreational activities, and a growing economy with job opportunities for veterans and their families.

5. Anchorage, Alaska

• Why It’s Great: Anchorage provides breathtaking scenery, a close-knit community, and substantial benefits for veterans.

• Veteran Benefits:

• Property tax exemptions for disabled veterans.

• High-quality healthcare at the Alaska VA Healthcare System.

• Lifestyle Perks: While the cost of living is higher, the state’s Permanent Fund Dividend (PFD) helps offset expenses, and outdoor adventure opportunities are endless.

6. Colorado Springs, Colorado

• Why It’s Great: This city offers a mix of natural beauty, military camaraderie, and robust veteran support systems.

• Veteran Benefits:

• Tax exemptions on military retirement pay for eligible residents.

• Access to Fort Carson and Peterson Space Force Base resources.

• Lifestyle Perks: Colorado Springs provides access to excellent hiking, skiing, and other outdoor activities.

7. Charleston, South Carolina

• Why It’s Great: A blend of Southern charm and veteran-friendly policies makes Charleston a standout option.

• Veteran Benefits:

• Ralph H. Johnson VA Medical Center offers world-class care.

• South Carolina exempts military retirement pay from state taxes.

• Lifestyle Perks: The coastal lifestyle includes historical landmarks, beautiful beaches, and mild weather year-round.

Additional Locations Worth Exploring:

Clarksville, Tennessee

• Why It’s Great: Close to Fort Campbell, Clarksville has a strong veteran presence and affordable living.

• Veteran Benefits: Tennessee has no state income tax and offers property tax relief for disabled veterans.

• Lifestyle Perks: Scenic countryside, a growing arts community, and access to big-city amenities in nearby Nashville.

Pittsburgh, Pennsylvania

• Why It’s Great: Pittsburgh combines affordability with access to top-tier VA healthcare.

• Veteran Benefits: The city offers a robust network of veteran support programs and housing assistance.

• Lifestyle Perks: A revitalized downtown, diverse cultural events, and a low cost of living.

El Paso, Texas

• Why It’s Great: El Paso’s low cost of living and proximity to Fort Bliss make it an excellent choice for veterans.

• Veteran Benefits: Strong support for transitioning military members and numerous veteran-focused initiatives.

• Lifestyle Perks: Warm weather, rich cultural heritage, and a safe, family-friendly environment.

Dayton, Ohio

• Why It’s Great: Dayton is affordable, veteran-friendly, and home to the Wright-Patterson Air Force Base.

• Veteran Benefits: Excellent VA healthcare and a community that actively supports veterans.

• Lifestyle Perks: Affordable housing, thriving arts, and plenty of parks and green spaces.

Key Considerations for Veterans

When choosing where to live, evaluate the following:

1. Tax Benefits: Look for states with no income tax or exemptions for military retirement pay.

2. Healthcare Access: Proximity to VA hospitals or clinics can significantly enhance quality of life.

3. Cost of Living: Balance affordability with lifestyle preferences to stretch your benefits.

4. Community Support: Areas with active veteran organizations or large military populations provide better networking and support opportunities.